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Members must be over 18 to participate and once enrolled, €13 will be debited from your account every quarter for the draws.Once your subscription is paid each quarter, you will be entered to every monthly draw, until you decide otherwise.Loan applications are reviewed as soon as possible. Maximum loan amount: 25 000 USD or the equivalent in national currency.You can buy a car in showrooms partner bank and the secondary market.lending terms Interest rate in foreign currency (US dollars), and the national currency (TJS) - 24% per annum (with a credit period of up to 3 years). Down payment: not less than 40% of the value of the purchased vehicle. Requirements for borrowers: We will review your request and make a decision on granting a loan within 24 hours from the time of the full set of documents.A register of entrants will be maintained at the Credit Union offices.Members who do not wish to remain in the draw must notify the Credit Union of their intention in writing.A decision to withhold a prize will be notified in writing to such a member.If the member has failed to comply with the requirements of the Credit Union in relation to the arrears or default within seven days of the notification, the Credit Union shall be entitled to sell or otherwise dispose of the prize at the best available price and use the proceeds to address the arrears or default.

Where a notice is posted, the date of receipt will be deemed to be two working days after the date of posting. The Board of Directors of Credit Union Plus must approve any changes to the draw rules.Any surplus funds will be disposed of by way of extra prizes.The legitimate expenses and overheads of the draw will be borne by the draw fund. If the winning member is in arrears or in default of carrying out any financial commitiment or obligation to the Credit Union, delivery of the prize won by the member may be withheld until the arrears have been paid or the default has been rectified.Magnify Money is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site.This compensation from our advertising partners may impact how and where products appear on the site (including for example, the order in which they appear).

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