Loans for consolidating credit cards
This can be a viable solution if you think paying the card off within that promo time frame is doable.
With credit card debt rising in America each year, we’ve conducted a study to see the Most Maxed Out Places in America, click here to see where your city ranks.
But obtaining debt consolidation loans with bad credit is possible if you fall into that category.


On the other hand, an interest rate negotiation is an agreement with your creditors to lower the interest rate on your credit cards.
It all depends on the person and the type of debt they’ve accrued.
A good rule of thumb is: debt consolidation is not a good option if your debt is more than 50 percent of your income.
A home equity loan gives the borrower access to home equity in cash, which can be used to pay off other debts.
A home equity loan does not replace the existing mortgage as a cash-out refinance does, but it is another loan in addition to the existing mortgage.
